"Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up."
"You've got to kick fear to the side, because the payoff is huge."
"We don't really go in for big family dinners, but Scottish people are famously confrontational. It's a cultural thing, so maybe we don't need to have them to clear the air. Also, traditional family food isn't as nice here so there's no payoff for traveling hundreds of miles."
"Killing is the payoff of war."